Rim Country's hometown insurance agency.
Home, auto, business, landlord, and renters insurance for Payson and the Rim Country — from a local independent agency that knows the area. We shop multiple carriers to find you the right coverage at the right price.
Payson · Pine · Strawberry · Star Valley & all of Gila County
Local & independent
we work for you, not one carrier
What we cover
One local agency for everything you own.
Home, auto, business, landlord, and renters insurance — all in one place, all from neighbors who know the Rim Country. Bundle your coverage and keep it simple.
Why your neighbors choose us
Insurance from people who actually live here.
A national call center doesn't know what monsoon season does up here, or why comprehensive coverage matters on SR-260. We do — because the Rim Country is home.
5 lines
Personal & business coverage
20+
Years of agency experience
Multi
Carriers shopped for you
1-day
Quote turnaround
We know Rim Country
We live and work up here. We understand wildfire exposure in the pines, monsoon storms, elk on the highway, and what it actually takes to insure a home or business in Payson — not a generic national checklist.
Independent — we work for you
As an independent agency we shop multiple carriers on your behalf instead of pushing one company's products. You get options, honest comparisons, and the right coverage at the right price.
Everything under one roof
Home, auto, business, landlord, and renters — all with one local agency. Bundle your policies, simplify your paperwork, and have one person who knows your whole picture.
A real person who answers
When you call, you reach someone who knows the area and knows your account — not a call center. Claims help, coverage questions, and renewals handled by people who treat you like a neighbor.
Where we serve
Covering all of Arizona's Rim Country.
From Payson up to Pine and Strawberry and out along the Rim, we're the local agency for Gila County families and businesses. If you call the Rim Country home, we can help.
How it works
From first call to bound coverage — without the runaround.
Tell us what you need
Call or fill out the quick form. Tell us about your home, vehicles, business, or rental and what you want to protect.
We shop the carriers
As an independent agency we compare coverage and price across multiple carriers to find the best fit for your situation and budget.
We explain your options
We walk you through what's covered and what's not in plain language — no jargon, no pressure — so you can choose with confidence.
You're covered — and we stay with you
You bind coverage and we're here for the long haul: claims help, renewals, and coverage reviews as your life and business change.
Answers
Local insurance, answered
The questions Rim Country families and businesses ask us most.
We're a local independent agency serving Payson and all of Arizona's Rim Country — including Pine, Strawberry, Star Valley, Christopher Creek, Rye, Tonto Basin, Gisela, and Kohls Ranch, throughout Gila County. If you live or run a business in the Rim Country, we can help. We're licensed in Arizona and focused on this community.
We offer the coverage Rim Country families and businesses need most: homeowners, auto and car, business (general liability, BOP, and commercial property), landlord (rental dwelling), and renters insurance. Because we're independent, we can bundle these across multiple carriers to simplify your coverage and often save you money.
An independent agency isn't tied to a single insurance company. Instead of selling one carrier's products, we shop multiple carriers on your behalf and compare coverage and price to find the best fit for you. If your needs change or a carrier raises rates, we can re-shop the market without you having to start over somewhere else. You get choice and an advocate who works for you, not the insurer.
Yes — it's why working with a local agency matters. Payson sits around 5,000 feet in the Ponderosa pines, which brings real considerations most national quotes overlook: wildfire and wildland-urban-interface exposure, monsoon wind and hail, winter snow at elevation, and wildlife collisions on SR-87 and SR-260. We build coverage around the way you actually live up here.
In most cases, yes. Bundling home and auto (and often adding renters, landlord, or business policies) is one of the most reliable ways to lower your overall premium, and as an independent agency we can find the carrier that offers the best bundle for your situation. Ask us for a bundled quote and we'll show you the difference.
Call us at 844-967-5247 or fill out the quick quote form on this site. Tell us a little about what you need — home, auto, business, landlord, or renters — and we'll shop the carriers and get back to you, usually the same day. Quotes are free and there's no obligation.
We're a local agency. Payson Insurance Agency is a Rim Country brand of Contractors Choice Agency, a licensed Arizona independent agency. You get the backing and carrier access of an established agency with the local knowledge and personal service of a hometown office.
It's worth a free review. Rates and coverage drift over time, and many people are either overpaying or carrying gaps they don't know about. We'll review what you have, compare it against the market, and tell you honestly whether you can do better. There's no cost and no obligation — and if your current coverage is already a good deal, we'll tell you that too.
Still have questions? Call 844-967-5247
Let's find you better coverage — right here at home.
Tell us about your home, vehicles, or business and we'll shop the carriers for you. Free, no-obligation quote — usually same day.
Local independent agency · Serving Payson & Arizona's Rim Country · Mon–Fri 8am–5pm